FinTech Revolution: Universal Inclusion in the New Financial Ecosystem

Framsida
Springer, 6 juni 2018 - 406 sidor
This book is a practical guide to the evolving landscape of finance, highlighting how it’s changing our relationship with money and how financial technology, together with macroeconomic and societal change, is rewriting the story of how business is done in developing economies. Financial services companies are trying to become more customer focused, but struggling to help huge customer segments, particularly in developing economies. Alternative financial models and tools are emerging, which are being embraced by consumers and incumbents. In large parts of the developing world, alternative services are leapfrogging traditional finance, meaning more and more people have access to finance without ever needing a bank. Meanwhile, the barriers around financial services companies are crumbling, as they become more reliant on integration with new providers and alternative types of service. Financial products can no longer be viewed in isolation, but as part of a service landscape that supports how people do life. This means rethinking how our businesses are designed, motivated and organised, and letting go of the old ways of thinking about supply and demand. With practical steps businesses and, in particular, financial services organisations need to take to participate in a global service ecosystem, this book will be of interest to financial professionals who work in banking, financial technology, and development finance.

 

Så tycker andra - Skriv en recension

Vi kunde inte hitta några recensioner.

Innehåll

The Unbank Part I
1
1 Ecosystem vs Egosystem and Revolution vs Evolution
3
2 Whats the Point of Banks?
19
3 The Death and Resurrection of Capital Markets
41
The Unbank Part II
66
4 New Payments Landscape
67
5 Central Bank Digital Currencies and Cryptocurrencies
87
6 Shifting Values in the Connected Economy
113
14 Services and Demand
229
15 Platform Consumers
243
16 Technology vs Solution
261
Future Business Part V
273
17 Career as MicroservicesReputationBased Skill Validation
275
18 Plebocracy Bias
285
19 New Approaches to Identity and Authentication
299
20 Contextualised Trust Solutions
319

7 Leapfrogging Banks in Emerging Markets
121
The Unbank Part III
133
The Cow in Your Pocket
135
9 New Standard Models for Banking
147
Recycling Value to Drive Sustainability
167
11 Green Fintech
183
12 SME Microfinance Fractional Ownership and Crowdfunding
201
13 International Sustainable Investment
215
Future Business Part IV
227
21 Service Consumers
327
Future Business Part VI
338
22 Service Alignment
341
23 Case Managed and Core Standardised Capabilities
353
24 Communities of Practice and Centres of Excellence
365
25 Service Architecture
375
26 Decision Architecture
389
Index
402
Upphovsrätt

Andra upplagor - Visa alla

Vanliga ord och fraser

Om författaren (2018)

Sofie Blakstad is the CEO of transformational financial technology company hiveonline, which levels the competitive environment for small and micro businesses, expands sustainable investment and promotes community engagement, founded after a career building and transforming international banks. Her banking build expertise spans technology and business transformation programmes involving thousands of people in over 60 countries. Her blueprint for service aligned banks is the subject of her first book, Why Change? (2013). Sofie is an advisor to the G7 and G20 groups, the United Nations Environment Programme, and various governments and central banks on fintech, identity, trust and blockchain.

Robert Allen is an engineer and payments specialist, spending much of his career delivering major transformation programmes in international banks. More recently he has co-founded the Digital Asset Services practice for PwC and built the revolutionary Vulcan blockchain platform. Rob is passionate about financial inclusion and has been targeting use cases for his platform to support financially under-served populations with new models based on digital identity, cryptocurrency and blockchain. Rob advises UNEP on blockchain and cryptocurrencies, is a board member of the Australian Payments Council, and is a mentor and advisor to numerous fintech startups. A keen advocate of marine conservation issues, Rob is also a director of the Shark Conservation Society.


Bibliografisk information