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Entered, according to Act of Congress, in the year 1875, by

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In the Office of the Librarian of Congress, at Washington, D. C

IME produces wonderful changes! The original edition of


this work was prepared and presented to the public many years ago, and was received with great favor, attaining a larger sale, it is believed, than any work published within its time. From its intrinsic merit it became, as it were, a necessity, as an ndispensable Household and Office Companion.

Lapse of time and eventful circumstances have wrought such material changes in our general government and in the statutes of the various States, in connection with all the business and social relations of life, that to meet the exigencies of the times, a new book is demanded to take the place of the old. Yet in this new production, not only all the features which have made the work so immensely popular have been preserved; but many important additions have been introduced. This new production has been perfected regardless of labor or outlay. So thorough and critical has been the revision and completion, that the most implicit reliance can be placed upon the work as authority on all the subjects of which it treats.

The utility of such a work no one will now question. The sale of hundreds of thousands of copies of the former editions, and the constant demand for it, have settled that point. The professional man, the farmer, the mechanic, the manufacturer, the soldier, the sailor, each requires a convenient, comprehensive and reliable work which will enable him to draw up any instrument in writing that may be required, in a legal form; which will furnish such legal information as is usually called for in the various avocations of life; a book that everybody can understand, and that will enable every man or woman to be HIS OR HER OWN LAWYER. To make such a work, and to make it well, was no small task; but by patient, continued, and intelligent labor, it has been achieved.


will find in this work, in addition to information indispensable to every business man, the General Bankrupt Law, with explana tions, and full instructions for taking the benefit of the act.

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whose customers are scattered throughout the country, will find this manual indispensable for his information concerning the lawɛ of the various States, in regard to the Collection of Debts, the Limit ation of Actions, Homestead, and other laws exempting property from attachment, Stay Laws, the Laws of Frauds, Rates of Interest, Peddlers' Licenses to Sell Goods, Merchants, Brokers, Auction, and Commercial Traveler's License, Stamp Duties, Post Office and Cus tom House Regulations, etc.


whose customers are at home, cannot safely give them credit without being familiar with the legal details concerning false pretencer of buyers. He will also find the following topics indispensable in hit business: Copartnership Agreements and Dissolutions, Assignments of Goods to Creditors and others, Policies of Insurance, Powers ana Instructions for all the successive Legal steps in cases of Bankruptcy Promissory Notes, Due Bills, Receipts, Money Orders, Postal Regu lations, Goods requiring a Stamp, etc., etc.


will find most of the foregoing valuable in his business, but in addition, he will find use for Forms of Bills of Sale, Letters of Credit, Contracts, Notes, Orders, Business Bills and Orders, Agree ments for the Sale of all kinds of Personal Property, Bonds, Chatte and other Mortgages, Orders and Due Bills for Goods, factorizing orits, and many other matters.


will here find, ready at his hand, in reliable form, legal instruments of every description, including those for Deeds, Bonds, Mortgages, Indentures, Powers of Attorney, Articles of Copartnership, Letters of License, Credit Agreements, Satisfactions, Judgments, Leases, Wills and Codicils, Compositions with Creditors, Forms for Pension Bounty, Back Pay, and Indemnity Claims, Internal Revenue Derisions, together with a great mass of carefully collected information, which will enable him to state the law-pints on nearly all cases which may be brought before him.


will find this work of great value to them. In all cases of civil suits which come before a justice's court, and in all the provisions for Protests, Affidavits, Acknowledgment of Deeds, Wills, Agreements, Contracts, Leases, etc., etc., the work is absolutely perfect


also, will find use for Deeds of all kinds, Mortgages, Satisfaction of Mortgages, Bills of Sale for all kinds of property, the Laws in refer. ence to Lost, Strayed or Stolen Cattle, Fences, Roads, Cultivation of Lands, Homestead Laws, and Exemptions; the Laws, Forms and steps to be taken for recovering or obtaining Public Lands, the mode of making out his returns of Income, and the taxes to be paid on the produce of his farm, etc., etc.


In addition to much other valuable matter, the Lien Laws of the various States and Territories, the Statute of Limitation to Actions, the Liabilities of Contractors, Journeymen and Apprentices, the Laws of the different States and Territories in regard to the Claims of Workmen for Labor, and instructions for proceedings in collecting the same.


We have provided Forms of Leases and Agreements, and all the necessary instructions and forms for installing and rejecting tenants.


and his family, will find here all the instructions and forms necessary to enable them to procure Back Pay, Pensions, Bounties, and War Claims against the Government. This matter has been prepared with extraordinary care, and is pronounced, by those most competent to judge, absolutely perfect. By the aid of this book, any invalid soldier or widow, or children or other heirs of a de ceased soldier, who can read and write, can make out their pen. sion, back pay, or bounty papers, without being under the necessity of expending a dollar of their pittance on claim agents, who usually take the largest share for themselves. The instructions are ¿o plain as to make the whole matter perfectly clear and simple.


have here the U. S. Homestead Acts, with instructions for obtaining the Government lands at a merely nominal price; the Homestead Exemption Laws of the different States, provisions for naturalization, and all other matters pertaining to citizenship: a statement of the qualifications for a voter in each State, laws respecting the purchase, mortgage, sale and recording of property; Horse, Sheep, Dog, and general Cattle Laws; taking land on shares, etc., etc.


There are full instructions for reserving property in view of marriage; the rights of married women in regard to property and to conducting business on their own separate account; laws concerning inheritance, devising of property, wills, joint signature of deeds, mortgages, etc.; complete instructions and forms for proceedings in cases of divorce, and regulations concerning alimony, and the care of children in cases of separation.

EXECUTORS, ADMINISTRATORS, GUARDIANS AND MINORS, are also fully provided for, the laws appertaining to their rights and duties being fully and accurately stated.


will find here the whole action of the Government in relation to Reconstruction and the legislation concerning the Freedmen, the Constitution of the United States with all its amendments, the seals of each State, with many other matters of equal importance.

In short, there is no class of the community, male or female, who have, or expect to have, any property, or who have any rights or privileges which require protection, who will not be greatly benefited and advantaged by the possession of this book. It will save them money, save them trouble, save them time, save them litigation and lawyers' fees, and give them information that nobody ran afford to be without.

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